USER AGREEMENT

Effective date: March 22, 2026

This User Agreement ("Agreement") governs the use of the StreamerGames platform ("Platform", "Service", "we", "us") accessible at streamer-games.net. By registering or using the Platform, you ("User", "you") agree to the terms below.

1. General Provisions

1.1. StreamerGames is an online platform where users place predictions ("Assumptions") on the outcomes of esports matches (CS2, DOTA2) created by streamers.

1.2. This Agreement constitutes a legally binding contract between you and the Platform operator from the moment of registration.

1.3. The Platform reserves the right to modify this Agreement at any time. Continued use of the Service after changes constitutes acceptance of the updated terms.

1.4. By using the Platform, you confirm that you are at least 18 years of age and are legally permitted to participate in prediction-based activities under the laws of your jurisdiction.

2. Registration and Account

2.1. Registration is performed exclusively through Steam OpenID authentication. By logging in, you authorize the Platform to access your public Steam profile data: Steam64 ID, username, and avatar.

2.2. Each User may maintain only one account. Creating multiple accounts is prohibited and may result in permanent ban and balance forfeiture.

2.3. You are solely responsible for the security of your Steam account and, by extension, your StreamerGames account.

2.4. The Platform may request additional information, including a Steam Trade URL (for item withdrawals), Twitch username, or FaceIT ID, to enable specific features.

2.5. The Platform reserves the right to suspend or permanently ban accounts that violate this Agreement, engage in fraud, or abuse Platform mechanics.

3. Platform Points and Balance

3.1. The Platform uses an internal point system. Users may deposit funds to receive points, which are used to place Assumptions and purchase items.

3.2. Points have no independent monetary value outside the Platform and cannot be exchanged for cash except through the item withdrawal mechanism described in Section 6.

3.3. The Platform supports deposits in the following currencies: RUB, USD, EUR. The User selects their preferred currency in their profile settings.

3.4. The Administration reserves the right to adjust a User's balance in cases of technical errors, fraudulent activity, or pursuant to dispute resolution.

4. Deposits and Payments

4.1. Deposits are processed through the third-party payment provider GameMoney. By making a deposit, you also agree to GameMoney's terms of service.

4.2. Available payment methods include bank card (CARD) and the Fast Payment System (SBP), subject to availability.

4.3. The minimum and maximum deposit amounts are determined by the Platform and the payment provider and may change without prior notice.

4.4. Deposits are credited to your account balance upon successful confirmation from the payment provider. The Platform is not responsible for delays caused by banks or payment intermediaries.

4.5. Deposit amounts must be finite, greater than zero, and not exceed 1,000,000 units in the selected currency.

4.6. The Platform does not store payment card details. All payment processing is handled by the third-party provider.

5. Assumptions (Predictions)

5.1. An Assumption is a prediction placed by a User on the outcome of a streamer-created game. The User selects either Team 1 (streamer's team) or Team 2 (opponent's team) and specifies a point amount.

5.2. By placing an Assumption, the specified point amount is immediately deducted from the User's balance.

5.3. Assumptions can only be placed while a game is in the ONGOING state (open for betting). Once the game is finalized, no further Assumptions are accepted.

5.4. Cancellation: A User may cancel their own Assumption only while the game remains in the ONGOING state. Cancelled Assumptions are fully refunded to the User's balance.

5.5. Payouts for winning Assumptions are calculated using a pool-based formula:

• All Assumptions form a common pool.
• A service coefficient is deducted from the total pool.
• The remaining pool is distributed proportionally among winners based on the ratio of their Assumption to the total winning pool.

5.6. If a game is cancelled by the streamer or administration, all Assumptions for that game are fully refunded regardless of the selected team.

5.7. The Platform does not guarantee any specific return on Assumptions. Placing Assumptions carries the risk of losing the full amount wagered.

6. Item Marketplace and Withdrawals

6.1. Users may spend their point balance to purchase virtual items (CS2 weapon skins) from the Platform's marketplace.

6.2. Item prices are set by the Platform and may fluctuate. At the time of purchase, the actual price must fall within the acceptable range (95%–101% of the listed price).

6.3. Upon purchase, a trade offer is sent to the User's Steam account via the Steam Trade system. The User must have a valid Steam Trade URL set in their profile.

6.4. Trade states include: CREATED, RECEIVED (trade offer sent), FINALIZED (successfully completed), or FAILED (error occurred). The Platform tracks all trade states.

6.5. The Platform is not responsible for failed trades due to:

• Invalid or expired Trade URL
• Private Steam inventory settings
• Steam trade bans or restrictions on the User's account
• Steam platform outages

6.6. If a trade fails for reasons outside the Platform's control, the User's balance may or may not be refunded depending on the failure reason and whether the item was already reserved.

7. Streamer Responsibilities

7.1. Users with the Streamer role may create games, open them for Assumptions, report match results, and initiate payout distribution.

7.2. Streamers must report match results honestly and accurately. Deliberate misreporting of results is a violation of this Agreement and may result in role revocation and account ban.

7.3. Streamers may designate Streamer Moderators who can manage games on their behalf, subject to the streamer's approval and Platform administration.

7.4. The Platform reserves the right to revert game results and associated payouts if manipulation, error, or fraud is detected.

8. Prohibited Activities

8.1. The following activities are strictly prohibited:

• Creating or using multiple accounts
• Manipulating game outcomes or colluding with streamers to influence results
• Exploiting bugs, vulnerabilities, or technical errors in the Platform
• Using automated tools, bots, or scripts to interact with the Platform
• Attempting to circumvent rate limits, security measures, or access controls
• Money laundering or using the Platform for any illegal financial activity
• Abusing the refund or cancellation system
• Interfering with other Users' experience or the Platform's operation
• Providing false information during registration or account setup

8.2. Violation of any prohibited activity may result in immediate account suspension, balance forfeiture, and permanent ban, at the sole discretion of the Platform administration.

9. Data Collection and Privacy

9.1. The Platform collects and processes the following personal data:

9.2. Session data is stored in encrypted form with a 7-day expiration period. Sessions are invalidated upon logout.

9.3. Payment data is processed by the third-party provider (GameMoney) and is not stored on Platform servers.

9.4. The Platform does not sell personal data to third parties. Data may be shared with:

• Valve Corporation (Steam) — for authentication and trade operations
• GameMoney — for payment processing
• Law enforcement — when required by applicable law

9.5. Users may request account deletion by contacting Platform administration. Upon deletion, personal data is removed, but anonymized transaction records may be retained for legal compliance.

10. Limitation of Liability

10.1. The Platform is provided "as is" without warranties of any kind, express or implied.

10.2. The Platform is not liable for:

• Losses incurred from Assumptions (predictions)
• Technical failures, server downtime, or data loss
• Actions of third-party services (Steam, GameMoney, Twitch)
• Unauthorized access to User accounts due to User negligence
• Changes in applicable laws that affect Platform operations

10.3. The Platform's total liability to any User shall not exceed the amount of funds deposited by that User within the 30 days preceding the claim.

10.4. The Platform does not guarantee uninterrupted or error-free service and reserves the right to perform maintenance at any time.

11. Dispute Resolution

11.1. All disputes shall first be resolved through direct communication with Platform administration.

11.2. If a dispute cannot be resolved amicably, it shall be settled in accordance with the applicable laws of the jurisdiction where the Platform operator is registered.

11.3. The Platform reserves the right to make final decisions regarding game results, payouts, and account standing.

12. Service Modifications and Termination

12.1. The Platform reserves the right to modify, suspend, or discontinue any feature or the entire Service at any time, with or without notice.

12.2. In the event of permanent Platform shutdown, Users will be given reasonable notice and opportunity to withdraw remaining balances through available mechanisms.

12.3. The Platform may update the service coefficient, rate limits, supported games, payment methods, and other operational parameters without prior notice.

13. Intellectual Property

13.1. All Platform content, design, code, and branding are the property of the Platform operator and are protected by applicable intellectual property laws.

13.2. Steam, CS2, DOTA2, and related trademarks are the property of Valve Corporation. Twitch is the property of Amazon. The Platform is not affiliated with or endorsed by these companies.

14. Contact Information

For questions, disputes, or account-related requests, contact Platform administration through the channels provided on the website.

By using StreamerGames, you acknowledge that you have read, understood, and agree to this User Agreement.